Overview
Pump.fun is listed here as a crypto trading app (solana). This review will be completed once its products, eligibility and legal structure are verified against official documentation.
Who the platform is designed for
Products, fees and legal structure
| Products available | Tokenized US stocks and ETFs (xStocks) alongside memecoins. The Stocks tab also shows “Pre-IPO” tokens for private companies; StockAccess has not verified what those represent. |
|---|---|
| Geographic restrictions | Not available in the United Kingdom, Cuba, Iran, North Korea, Syria, Russia, Belarus, or the Crimea, Donetsk and Luhansk regions of Ukraine, nor in other comprehensively sanctioned territories. The xStocks tokens themselves are not offered in the US, UK, Canada or Australia. |
| Fees and spreads | 0.40% platform fee per trade with a referral code, plus Solana network fees and any third-party swap fees. |
| Blockchain / network | Solana |
| Custody and legal structure | xStocks are backed 1:1 by the underlying shares, held in segregated custody by the issuer. Holding a token does not make you a registered shareholder. |
| Dividends and corporate actions | Dividends are reinvested by increasing your token balance, net of tax. No cash dividends or voting rights. |
| Redemption and withdrawals | Sell the token in the app. Redeeming directly with the issuer requires identity checks and a $5,000 minimum. |
| Deposit and withdrawal options | Top up in the mobile app with Apple Pay or a debit or credit card through a payment partner, or send SOL, USDC and other crypto. Trades are paid in SOL or USDC. Options vary by country. |
| Security considerations | Not yet verified |
Important risks and limitations
- Issuer risk: if the issuer fails, token holders may become unsecured creditors.
- Custody risk: the underlying assets, if any, are held by third parties.
- Liquidity risk: tokens may trade at a discount or be hard to sell outside market hours.
- Smart-contract and network risk where tokens live on a public blockchain.
- Regulatory risk: availability can change or be withdrawn in your country.
- Pump.fun is mainly a memecoin platform and its own terms warn of a material risk of loss. Check you are buying the verified stock token, not a lookalike coin.
- “Pre-IPO” tokens are not shares in those private companies unless the issuer's documents say so. StockAccess has not verified them.
Advantages and disadvantages
Assessment pending
Supported countries
Frequently asked questions
What fee does Pump.fun charge on stock trades?
Pump.fun's Fees page lists a platform fee of 0.40% per trade for wallets that have applied a referral code. Solana network fees and any third-party swap fees are extra and are shown before you confirm.
Is the StockAccess link a referral link?
Yes. If you sign up through it, Pump.fun routes part of your platform fee to StockAccess. This never changes how we describe or rate Pump.fun.
Which countries can't use Pump.fun?
Not available in the United Kingdom, Cuba, Iran, North Korea, Syria, Russia, Belarus, or the Crimea, Donetsk and Luhansk regions of Ukraine, nor in other comprehensively sanctioned territories. The xStocks tokens themselves are not offered in the US, UK, Canada or Australia. StockAccess does not recommend VPNs or other workarounds.
Official sources
- 1.Pump.fun official website
Pump.fun · platform
- 2.Pump.fun Help Center: Depositing funds on the mobile app
Pump.fun · platform
- 3.Pump.fun Fees page
Pump.fun · platform
- 4.Pump.fun Terms of Use (Prohibited Jurisdictions)
Pump.fun · platform
- 5.xStocks partner FAQ
xStocks · official
Last updated .
Affiliate disclosure
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